:root{--forest:#123f32;--forest-2:#0b3026;--leaf:#7e9f45;--gold:#d2a236;--cream:#f7f5ed;--paper:#fff;--ink:#17201c;--muted:#5e6963;--line:#dce2da;--error:#9a2f2f;--shadow:0 22px 55px rgba(17,57,45,.12);--r:18px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}img,svg{max-width:100%;height:auto}a{color:var(--forest);text-underline-offset:3px}.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:.8rem;z-index:999}.skip:focus{left:8px}.wrap{width:min(var(--max),calc(100% - 2rem));margin-inline:auto}.topbar{background:var(--forest-2);color:#fff;text-align:center;padding:.48rem 1rem;font-size:.83rem}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:1rem}.brand{display:flex;width:228px}.nav-links{display:flex;align-items:center;gap:1.35rem}.nav-links a{text-decoration:none;font-weight:700;font-size:.92rem}.nav-links a:hover,.nav-links a:focus-visible{color:var(--leaf)}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:.65rem;font-weight:800}.btn{display:inline-flex;justify-content:center;align-items:center;gap:.45rem;border:0;border-radius:999px;padding:.85rem 1.25rem;background:var(--forest);color:#fff;text-decoration:none;font-weight:800;cursor:pointer;min-height:46px}.btn:hover,.btn:focus-visible{background:var(--forest-2)}.btn.alt{background:var(--gold);color:#172016}.btn.outline{background:transparent;border:1px solid var(--forest);color:var(--forest)}:focus-visible{outline:3px solid #e1b94e;outline-offset:3px}.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#eef3e3,#fbfaf5 58%,#e7eee5);padding:clamp(4rem,8vw,7.4rem) 0}.hero:after{content:"";position:absolute;width:430px;height:430px;border-radius:50%;right:-120px;top:-150px;background:radial-gradient(circle,#d5e5b5,transparent 67%)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:.5rem;color:var(--forest);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;font-weight:900}.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}h1,h2,h3{line-height:1.12;letter-spacing:-.035em;color:var(--forest);margin-top:0}h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.65rem,6vw,5.8rem);margin:.8rem 0 1.2rem;max-width:11ch}h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2rem,4vw,3.6rem);margin-bottom:1rem}h3{font-size:1.18rem;letter-spacing:-.015em}.lead{font-size:clamp(1.08rem,2vw,1.28rem);max-width:61ch;color:#3c4943}.actions{display:flex;gap:.8rem;flex-wrap:wrap;margin:1.6rem 0}.micro{font-size:.82rem;color:var(--muted)}.elig-card{background:var(--forest);color:#fff;padding:2rem;border-radius:26px;box-shadow:var(--shadow)}.elig-card h2,.elig-card h3{color:#fff}.elig-card ul{padding-left:1.15rem}.elig-card li{margin:.65rem 0}.check{color:#d4e9a0;font-weight:900}.section{padding:clamp(4rem,7vw,6.5rem) 0}.section.soft{background:var(--cream)}.section.dark{background:var(--forest-2);color:#fff}.section.dark h2,.section.dark h3,.section.dark a{color:#fff}.section-head{max-width:720px;margin-bottom:2.3rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem}.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.55rem}.card.accent{border-top:5px solid var(--gold)}.number{display:grid;place-items:center;width:42px;height:42px;background:#eaf0dc;color:var(--forest);font-weight:900;border-radius:50%;margin-bottom:1rem}.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#31594c;border:1px solid #31594c;border-radius:18px;overflow:hidden}.stat{background:var(--forest);padding:1.5rem;color:#fff}.stat strong{display:block;color:#e2c166;font-family:Georgia,serif;font-size:1.55rem}.compare{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden;box-shadow:var(--shadow)}.compare th,.compare td{text-align:left;padding:1rem;border-bottom:1px solid var(--line);vertical-align:top}.compare th{background:var(--forest);color:#fff}.compare tr:last-child td{border-bottom:0}.callout{padding:1.25rem 1.4rem;border-left:5px solid var(--gold);background:#f7f1df;border-radius:0 14px 14px 0}.quote-band{background:linear-gradient(100deg,var(--forest),#295f4c);border-radius:26px;color:#fff;padding:clamp(2rem,5vw,4rem);display:grid;grid-template-columns:1fr auto;align-items:center;gap:2rem}.quote-band h2{color:#fff;margin-bottom:.4rem}.breadcrumbs{font-size:.83rem;padding:1rem 0;color:var(--muted)}.page-hero{padding:4rem 0;background:linear-gradient(115deg,#eef3e3,#fbfaf5)}.page-hero h1{font-size:clamp(2.5rem,5vw,4.5rem);max-width:15ch}.article{max-width:820px}.article h2{font-size:clamp(1.75rem,3vw,2.5rem);margin-top:2.8rem}.article h3{margin-top:2rem}.article li{margin:.45rem 0}.faq details{border-bottom:1px solid var(--line);padding:1rem 0}.faq summary{cursor:pointer;font-weight:800;color:var(--forest);font-size:1.05rem}.faq details p{margin-bottom:.5rem}.form-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:2rem}.form-card{border:1px solid var(--line);border-radius:24px;padding:clamp(1.3rem,4vw,2.5rem);box-shadow:var(--shadow)}label{display:block;font-weight:800;margin-bottom:.35rem}.field{margin-bottom:1.05rem}input,select,textarea{width:100%;padding:.85rem .9rem;border:1px solid #aeb8b1;border-radius:10px;background:#fff;color:var(--ink);font:inherit}input:focus,select:focus,textarea:focus{outline:3px solid #e7c76f;outline-offset:1px;border-color:var(--forest)}textarea{min-height:135px;resize:vertical}.hp{position:absolute;left:-9999px}.consent{display:flex;align-items:flex-start;gap:.6rem;font-size:.82rem}.consent input{width:auto;margin-top:.35rem}.footer{background:#09261f;color:#d8e0dc;padding:3.5rem 0 1.5rem}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:2rem}.footer h2,.footer h3{color:#fff}.footer a{color:#d8e0dc}.footer ul{list-style:none;padding:0}.footer li{margin:.45rem 0}.footer-bottom{border-top:1px solid #315047;margin-top:2rem;padding-top:1.2rem;font-size:.78rem}.disclosure{font-size:.75rem;color:#aebdb7;max-width:1000px}.notice{background:#fff5d7;border:1px solid #d5b75d;border-radius:12px;padding:1rem}.hidden{display:none!important}@media(max-width:850px){.menu-btn{display:block}.nav-links{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;padding:1rem;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.nav-links.open{display:flex}.hero-grid,.form-wrap,.quote-band{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}.stat-row{grid-template-columns:1fr 1fr}.hero{padding-top:3.5rem}.quote-band .btn{justify-self:start}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.brand{width:190px}.stat-row,.footer-grid{grid-template-columns:1fr}.actions .btn{width:100%}.compare{font-size:.84rem}.compare th,.compare td{padding:.72rem}}
